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Updated for August 2026
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Krak Card

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Krak Card card

The Krak Card earns a flat 2% cashback from day one with no monthly fee, but custody stays with Kraken and the 1% conversion cost eats into savings. Best for European crypto holders who spend heavily each month.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — AvailableAustralia — Not availableSerbia — Not availableBelgium — AvailableGhana — Not availableBulgaria — AvailableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — AvailableGermany — AvailableSomalia — Not availableDenmark — AvailableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — AvailableSenegal — Not availableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — AvailableGreenland — Not availableGreece — AvailableBosnia & Herzegovina — Not availableHungary — AvailableIreland — AvailableIndia — Not availableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — AvailableLatvia — AvailableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — AvailableNorway — AvailableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — AvailablePortugal — AvailableParaguay — Not availableRomania — AvailableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 2%

FX fee

0%

Savings

0.0

Availability

31 countries

Krak Card logoKrak Card

All about Krak Card

Krak Card card
Get Krak Card

Main perks

Monthly feeNone
CashbackUp to 2%
FX fee0%
Savings0.0
ATM fee—
Currencies595
Supported countries31
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Bonus offers

10 USD bonus

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Rewards

Cashback rate2%
Monthly cashback cap240 EUR
Staking required
Cashback in BTC option
Welcome bonus10 USD
Paid tier required
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Pros

  • 2% cashback, no staking required
  • No monthly fee
  • No FX fee on purchases
  • Free physical and virtual card
  • German IBAN included
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Cons

  • Custodial
  • 1% crypto-to-EUR conversion fee on every spend
  • 240 EUR monthly cashback cap
  • ATM withdrawals not free (fee not disclosed)
  • No third-party deposits to IBAN
  • Limited to 31 European countries
  • KYC required
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Options to Krak Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card