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Updated for July 2026
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Krak Card

#58
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Krak Card card

The Krak Card earns a flat 2% cashback from day one with no monthly fee, but custody stays with Kraken and the 1% conversion cost eats into savings. Best for European crypto holders who spend heavily each month.

Get Krak Card

Availability

Available nowComing soon

Rewards rate

Up to 2%

FX fee

0%

Savings

0.0

Availability

31 countries

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All about Krak Card

Krak Card card
Get Krak Card

Main perks

Monthly feeNone
CashbackUp to 2%
FX fee0%
Savings0.0
ATM fee—
Currencies595
Supported countries31
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Bonus offers

10 USD bonus

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Rewards

Cashback rate2%
Monthly cashback cap240 EUR
Staking required
Cashback in BTC option
Welcome bonus10 USD
Paid tier required
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Pros

  • 2% cashback, no staking required
  • No monthly fee
  • No FX fee on purchases
  • Free physical and virtual card
  • German IBAN included
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Cons

  • Custodial
  • 1% crypto-to-EUR conversion fee on every spend
  • 240 EUR monthly cashback cap
  • ATM withdrawals not free (fee not disclosed)
  • No third-party deposits to IBAN
  • Limited to 31 European countries
  • KYC required
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Options to Krak Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card