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Updated for July 2026
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Kinesis Card [Canada]

#60
MastercardPrepaid
Kinesis Card [Canada] card

A virtual-only, no-fee Mastercard that rewards gold and silver spenders with a share of network fees. Auto-conversion is convenient but costs 2.42%. Best for Canadian Kinesis ecosystem users already holding KAU or KAG.

Get Kinesis Card [Canada]

Availability

Available nowComing soon

Rewards rate

None

FX fee

1%

Savings

0.0

Availability

54 countries

Kinesis Card [Canada] logoKinesis Card [Canada]

All about Kinesis Card [Canada]

Kinesis Card [Canada] card
Get Kinesis Card [Canada]

Main perks

Monthly feeNone
CashbackNone
FX fee1%
Savings0.0
ATM fee—
Currencies14
Supported countries54
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Bonus offers

39 CAD bonus

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Rewards

Cashback
Velocity Yield (KAU/KAG spenders)Variable share of network fees, paid monthly in KAU and KAG
Welcome bonus39 CAD
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Pros

  • No monthly fee
  • No inactivity fee
  • Auto-conversion at point of sale
  • Apple Pay supported
  • Wide 54-country availability
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Cons

  • Virtual card only, no physical card
  • 2.42% conversion cost per transaction
  • 1% FX fee on foreign currency spend
  • Velocity Yield only activates with KAU/KAG as primary currencies
  • Yield amount is variable and unpredictable
  • Custodial
  • No ATM access
  • No personal bank account or IBAN
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Options to Kinesis Card [Canada]

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card