MyCardCompareMyCardCompare
Updated for July 2026
Fiat24 logo

Fiat24 Card

#65
VisaDebit
Fiat24 Card card

Fiat24 is a non-custodial EU debit card with a Swiss IBAN and broad European reach. The self-custody model is its standout feature. Fees add up fast and no physical card limits real-world use.

Get Fiat24 Card

Availability

Available nowComing soon

Rewards rate

None

FX fee

1.5%

Savings

0.0

Availability

30 countries

Fiat24 Card logoFiat24 Card

All about Fiat24 Card

Fiat24 Card card
Get Fiat24 Card

Main perks

Monthly feeNone
CashbackNone
FX fee1.5%
Savings0.0
ATM fee—
Currencies13
Supported countries30
—

Bonus offers

No current bonus offer.

—

Rewards

Cashback
F24 Loyalty Tokens on spend1-5 tokens per 100 EUR (tier-dependent)
F24 Loyalty Tokens on top-up1 token per 100 USDC loaded
Conversion fee reductionUnlocked at higher token tiers only
—

Pros

  • Non-custodial self-custody model
  • Swiss IBAN with third-party deposits
  • No monthly or inactivity fee
  • 30-country European coverage
—

Cons

  • Virtual card only, no physical card
  • No ATM access
  • 1.75% crypto-to-fiat conversion fee
  • 1.5% FX fee on non-EUR purchases
  • No cashback rewards
  • Single blockchain (Arbitrum) only
  • Loyalty fee reduction requires massive token accumulation
  • KYC required
—

Options to Fiat24 Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card