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Updated for July 2026
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Ether.fi Card

#28
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Ether.fi Card card

A genuinely non-custodial stablecoin Visa card with a strong 3% cashback headline, but that rate is capped at just $60 per month on the free tier, limiting real value for most spenders.

Get Ether.fi Card

Availability

Available nowComing soon

Rewards rate

Up to 3%

FX fee

0%

Savings

0.0

Availability

223 countries

Ether.fi Card logoEther.fi Card

All about Ether.fi Card

Ether.fi Card card

Main perks

Monthly feeNone
CashbackUp to 3%
FX fee0%
Savings0.0
ATM fee2%
Currencies5
Supported countries223

Bonus offers

up to 15% cashback on dining

Rewards

Base cashback rate3%
Monthly cashback cap (Core tier)$60
Cashback above $2,000 spend (Core tier)0.5%–1%
Welcome dining cashback promoUp to 15%
Staking or points required for higher caps

Pros

  • Non-custodial card
  • Zero monthly fee
  • 0% FX and conversion fees
  • Free virtual card
  • Unlimited daily spend limit

Cons

  • Physical card costs $40
  • ATM withdrawals cost 2%
  • 3% cashback capped at $60/month on Core tier
  • Higher cashback tiers require large spend or $ETHFI stake
  • Stablecoins only, no BTC or ETH spending
  • No IBAN
  • KYC required