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Updated for July 2026
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Embily Card

#66
VisaPrepaid
Embily Card card

The Embily Card is a functional but fee-heavy crypto Visa for EEA residents. Its IBAN account is the standout feature. Conversion costs and a monthly fee hurt value. Best for occasional crypto spenders in Europe.

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Availability

Available nowComing soon

Rewards rate

None

FX fee

1.5%

Savings

0.0

Availability

31 countries

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All about Embily Card

Embily Card card
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Main perks

Monthly fee2 USD/month
CashbackNone
FX fee1.5%
Savings0.0
ATM fee—
Currencies8
Supported countries31
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Bonus offers

10 EUR bonus

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Rewards

Cashback
Staking rewards
Welcome bonus10 EUR one-time
Ongoing incentives
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Pros

  • Built-in Lithuanian IBAN
  • Third-party deposits accepted
  • Apple Pay supported
  • 31 EEA countries covered
  • No inactivity fee
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Cons

  • 2 EUR monthly fee
  • 2.5% conversion fee on top-up
  • 1.5% FX fee on foreign transactions
  • No cashback or rewards
  • Custodial
  • No auto-conversion at point of sale
  • Daily spend capped at 2,500 EUR
  • Daily ATM limit 500 EUR
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Options to Embily Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card