Deblock Premium

The Deblock Premium Card is the physical and virtual debit-card offering included with Deblock's paid Premium plan. Deblock combines an electronic-money current account with crypto services and a non-custodial wallet, allowing users to manage traditional payments and on-chain assets from the same platform.

Premium currently costs €14.99 per month or €120 per year. The plan includes up to three physical debit cards per year, up to ten virtual cards, unlimited single-use virtual cards, eligible card cashback and larger fee-free ATM allowances than Standard.

The card itself is a systematic-authorisation debit card, so payments use the available electronic-money account balance rather than creating a revolving credit balance.

Deblock's current fee schedule, effective from July 2026, lists Premium at €14.99 per month or €120 per year.

The annual option is substantially cheaper than paying monthly for a full year. Twelve monthly payments would total €179.88, compared with €120 for the annual plan before considering any promotional offer.

Premium pricing should be considered together with its benefits: up to three physical cards per year, ten virtual cards, unlimited single-use cards, up to 1% cashback, a larger fee-free ATM allowance and lower crypto trading fees than Standard. Users who would not use those benefits may prefer the free Standard plan.

Deblock's current fee schedule lists cashback of up to 1% on card payments for Premium users. Standard does not include card cashback, while Premium and Native are the two plans that publish the benefit.

Deblock's product roadmap says cashback is credited directly to the user's account, although the exact rate can depend on the eligible card transaction and current programme conditions.

The phrase 'up to 1%' is important: users should not assume every payment always earns a full 1%. Merchant-category exclusions, campaign rules or other eligibility criteria can affect the amount. Check the live Deblock app before valuing the reward for a specific spending pattern.

Deblock Premium currently includes up to three physical debit cards per year without an additional card-provision fee. It also includes up to ten virtual debit cards.

Premium additionally provides single-use debit cards without the three-card limit applied to Standard. These disposable card credentials can be useful for online purchases where users do not want to reuse a permanent card number.

The included card allowance does not necessarily mean every physical delivery is free in every circumstance, and replacement or exceptional delivery charges can be governed separately. Users should check the order screen for any shipping or delivery amount before requesting additional physical cards.

Deblock Premium currently includes up to three fee-free euro withdrawals or €1,000 of withdrawals per rolling month, whichever threshold is reached first, for qualifying ATM withdrawals in the euro zone.

After the free allowance is used, Deblock charges 1% of the withdrawal amount with a minimum fee of €1 per withdrawal. The ATM owner can also impose an independent surcharge.

This is a significant improvement over Standard, which currently includes only one free withdrawal or €100 per rolling month. Users withdrawing in another currency or outside the covered euro-zone scenario should check the live fee disclosure because additional currency or operator costs can apply.

Deblock's current fee schedule lists eligible non-EUR card payments as free under Premium subject to the plan's stated conditions. This is more favourable than Standard, which has a monthly free allowance and then weekday or weekend markups.

A separate 0.5% fee can still apply to card transactions processed under certain merchant category codes, including financial services, money transfers, stored-value funding, crypto or quasi-cash activity, gambling, precious metals and related categories. That fee can apply even when the transaction itself is in euros.

Users should therefore distinguish ordinary foreign purchases from financial or quasi-cash transactions, which can have separate pricing.

Yes. Deblock's current fee schedule explicitly includes Apple Pay and Google Pay for Standard, Premium and Native users at no additional Deblock fee.

Both physical and virtual Deblock cards have been integrated with the major mobile-wallet platforms. Using a mobile wallet does not change the Premium plan's cashback eligibility, account balance or card pricing.

Availability still depends on the device, wallet provider and issuing region. If enrolment fails, users should confirm that the Deblock card is active and that Apple Pay or Google Wallet supports the account's country and device configuration.

The Deblock debit card itself spends from the electronic-money account, so the card balance should not be described as self-custodial crypto. However, Deblock also integrates a separate non-custodial crypto wallet into the same application.

Deblock's on-chain products describe wallet structures where the user remains the owner or controller of the relevant private-key component and Deblock cannot unilaterally take the assets. That is separate from the euro balance used for debit-card payments.

The hybrid model is one of Deblock's distinctive features: users can manage a regulated payment account and non-custodial crypto tools in one interface, but should still distinguish which balance is funding a particular card transaction.

Deblock Premium provides a debit card with systematic authorisation and immediate access to the user's available electronic-money balance. It is not a conventional revolving credit card.

This means a card purchase normally needs sufficient available funds in the Deblock payment account at authorisation. There is no standard credit line that lets users carry an unpaid balance and pay interest later.

The presence of a non-custodial crypto wallet inside Deblock does not change that card classification. Crypto assets and the euro payment account are different components of the service, even though they are managed through the same app.

Deblock's current July 2026 fee schedule lists a 0.49% fee for Premium users to buy crypto-assets, sell crypto-assets and swap crypto between supported assets or chains.

This is lower than Standard, which currently charges 1.99% for those crypto transactions. Deblock's Native plan lists those trading actions as free under the current schedule.

These crypto trading fees are separate from card-payment fees and blockchain network costs. A user buying crypto, moving it on-chain and later spending euros by card may therefore incur several different types of cost depending on the route used.

Deblock currently allows card top-ups without a Deblock fee up to €2,000 per calendar month on Premium. Amounts above that threshold carry a 0.5% fee under the current schedule.

The same €2,000 monthly free threshold also applies to eligible PayPal top-ups in regions where that funding method is available. Account Funding Transactions used to fund another payment account have a different fee structure.

Users should distinguish adding money to Deblock from using the Deblock card to fund a third-party financial account. The latter can be classified under special merchant categories and may incur additional fixed or percentage fees.

Yes. Deblock's current Premium fee schedule includes card customisation with the user's NFTs at no additional Deblock fee. The feature is not included in the free Standard plan.

Deblock has also released its own Bursted Bubbles NFT collection, although the card-customisation benefit is described more generally in the fee schedule and should not be assumed to require that specific collection unless the app says so.

The practical customization options depend on the physical card-order flow and supported NFT assets. Users should review the current card preview before confirming an order because design eligibility and production rules can change.

Deblock Premium is available to eligible Deblock personal-account customers in markets where the company currently onboards users and offers the paid plan. Account opening requires the customer to satisfy Deblock's identity, age, residency and compliance requirements.

Deblock has expanded beyond its original French launch and has run official offers for residents of France, Germany, Spain, Portugal, Belgium and French Pacific territories. Product availability can still differ by country and should be checked in the live app.

The company operates regulated European payment and crypto services, so Premium is not an anonymous card subscription. Completing the paid plan does not bypass KYC or local account eligibility.

Open and verify a Deblock account through the official app, then upgrade to the Premium plan. The current price is €14.99 per month or €120 per year.

Premium users can request the included physical card and create eligible virtual or single-use cards from the card section. The current fee schedule includes up to three physical debit cards per year and up to ten virtual cards for Premium.

Before ordering a physical card, review any delivery charge shown in the app and confirm the design and address. Apple Pay and Google Pay can also be used with eligible Deblock cards, allowing mobile payments without relying exclusively on the physical card.

Deblock Premium can be good value for users who actively use the larger ATM allowance, multiple cards, lower crypto trading fees and eligible cashback. The annual price is currently €120, so the benefits need to save or return more than roughly €10 per month to justify the plan financially.

Compared with Standard, Premium adds up to 1% card cashback, three physical cards per year, ten virtual cards, unlimited single-use cards, NFT card customization, up to €1,000 of qualifying fee-free ATM withdrawals and a 0.49% crypto trading fee instead of 1.99%.

Low-activity users who mainly need one card and occasional transfers may get better value from the free Standard plan.