MyCardCompareMyCardCompare
Updated for July 2026
Cypher logo

Cypher Card

#67
MastercardPrepaid
Cypher Card card

The Cypher Card is a non-custodial Mastercard with exceptional token breadth and global reach, but fees stack up fast and there is zero cashback. Best for self-custody users who want wide crypto access.

Get Cypher Card

Availability

Available nowComing soon

Rewards rate

None

FX fee

1.5%

Savings

0.0

Availability

160 countries

Cypher Card logoCypher Card

All about Cypher Card

Cypher Card card
Get Cypher Card

Main perks

Monthly feeNone
CashbackNone
FX fee1.5%
Savings0.0
ATM fee1%
Currencies773
Supported countries160
—

Bonus offers

50 Reward Points bonus

—

Rewards

Cashback
Welcome bonus50 reward points, one-time
Staking rewards
Ongoing rewards program
—

Pros

  • Non-custodial
  • No monthly fee
  • Free virtual card
  • 600+ tokens across 25 blockchains
  • 160-country availability
—

Cons

  • No cashback despite being promised since Q4 2024
  • Physical card costs $50
  • 1.5% FX fee
  • 1% conversion cost on preload
  • 1% ATM withdrawal fee
  • Daily ATM limit $500
  • Daily spend limit $4,000
  • No bank account or IBAN
  • Manual preload required, no auto-conversion
—

Options to Cypher Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card