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Updated for August 2026
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Crypto.com Ruby Steel

#4
VisaPrepaid
Crypto.com Ruby Steel card

Ruby Steel is the first paid tier of Crypto.com's prepaid Visa, at €3.99 a month or €39.90 a year, or a €450 CRO stake for twelve months. It pays 2% back in CRO on everyday spending, doubles free ATM withdrawals to €400 a month and adds three months of Spotify and Truth+ rebates. The catch: rewards are capped at $25 a month.

Get Crypto.com Ruby Steel

Availability

Available nowComing soon

Rewards rate

2%

FX fee

0%

Savings

None

Availability

29 countries

Crypto.com Ruby Steel logoCrypto.com Ruby Steel

All about Crypto.com Ruby Steel

Crypto.com Ruby Steel card
Get Crypto.com Ruby Steel

Main perks

Monthly fee€3.99/month
Cashback2%
FX fee0%
SavingsNone
ATM feeFree to €400/mo, then 2%
Currencies1
Supported countries29
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Bonus offers

No current bonus offer.

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Rewards

Everyday spending2%
Monthly rewards cap$25
Travel spendingUp to 5% (coming soon)
Free ATM withdrawals€400/mo
Spotify and Truth+ rebates3 months
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Pros

  • 2% back in CRO on everyday spending
  • €400 free ATM withdrawals monthly
  • Three months of Spotify and Truth+ rebates
  • Stake or subscribe to qualify
  • Yearly billing saves 16%
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Cons

  • Rewards capped at $25 a month
  • Monthly subscription required
  • No lounge access
  • No priority support
  • Rewards paid in CRO only
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Options to Crypto.com Ruby Steel

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