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Updated for July 2026
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Crypto.com Obsidian

#1
VisaPrepaid
•••• ••••

Obsidian is the top tier of Crypto.com's prepaid Visa, requiring a €450,000 CRO stake for twelve months. It pays 5% back in CRO with no monthly cap, permanent streaming rebates, lounge access with a guest and exclusive event invitations. The catch: €450,000 locked in a single volatile token for a year to hold it.

Get Crypto.com Obsidian

Availability

Available nowComing soon

Rewards rate

5%

FX fee

0%

Savings

None

Availability

29 countries

Crypto.com logoCrypto.com Obsidian

All about Crypto.com Obsidian

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Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29

Bonus offers

No current bonus offer.

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only