Bringin Card

The Bringin Card is a Visa debit card built for Bitcoin users in Europe. It is linked to Bringin's euro account infrastructure and can be funded with euros or Bitcoin sent on-chain or through Lightning.

Bringin offers virtual and physical cards. Once value is available for card spending, the merchant receives a normal Visa payment, so the shop does not need to accept Bitcoin itself.

The wider Bringin app also includes a personal euro vIBAN and a self-custodial Bitcoin wallet. That combination is the main differentiator: users can keep Bitcoin in self-custody, convert only what they want to spend and then use the resulting balance through a conventional debit card.

Bringin connects Bitcoin and euro balances to a Visa debit-card experience. You can fund the card account through SEPA or by sending Bitcoin on-chain or over Lightning. Bitcoin used for card funding is converted into euros so the merchant receives a standard Visa payment.

Bringin v2 also lets users choose whether individual cards are associated with euro or Bitcoin-oriented spending flows. Its dedicated card Lightning address can receive sats and make the euro equivalent available for card use.

The practical benefit is that you do not need to send Bitcoin to a centralised exchange first. You can keep long-term Bitcoin in your own wallet and move only the amount needed for spending into the regulated payment layer.

Bringin is self-custodial for Bitcoin held in its wallet, but the euro card balance itself is not self-custodial. Bringin says the wallet keeps the user's keys on their device and Bringin cannot access the Bitcoin stored there.

When Bitcoin is converted for card spending, regulated third-party infrastructure handles the conversion and euro card balance. Bringin's current terms identify Lightspark Payments Europe as a partner involved in virtual-asset conversion for the card account.

So the best description is self-custody-friendly rather than fully self-custodial from end to end. You can keep Bitcoin under your own control until you decide to convert or fund the payment account.

Yes. Bringin provides eligible users with a personal euro virtual IBAN, or vIBAN, in their own name. It can be used to receive euro transfers and forms the fiat side of Bringin's Bitcoin-to-euro payment setup.

When you sell Bitcoin through Bringin, euros can be credited to this account and then sent onward by SEPA or used for card spending. Bringin also supports SEPA Instant for eligible transfers.

The vIBAN is important because it gives users a direct bridge between Bitcoin and the European banking system without requiring a separate exchange withdrawal step. It is still provided through regulated financial infrastructure rather than making Bringin itself a bank.

You can use Bitcoin as the source of value for Bringin Card spending, but the merchant is still paid in fiat through Visa. Bringin converts the relevant Bitcoin value into euros as part of the payment or funding flow.

Bringin v2 has made this experience more direct by allowing card-related Bitcoin balances and a dedicated Lightning card address. Sats can be received from a Lightning wallet and the corresponding value becomes available for Visa spending.

This is different from paying a merchant with an on-chain Bitcoin transaction. From the shop's perspective, it is an ordinary Visa payment. From the user's perspective, Bitcoin can be the asset that ultimately funds it.

Bringin's current card pricing is tied to its Pro subscription, advertised at €3.49 per month when paid annually, or €37.69 per year. Under that plan, Bringin advertises 0 card-usage fees and 0% FX markup.

Its latest card terms list no monthly card maintenance fee, no declined-transaction fee and no inactivity fee. The first virtual and physical cards can be fee-waived for Pro members, while additional virtual cards cost €1 and additional physical cards €5.

Bitcoin conversion is separate from card usage. Bringin charges a 1% conversion fee and says partner pricing can include a Bitcoin spread of up to 0.5%.

Bringin currently lists a 0% foreign-exchange fee for card transactions, including purchases made in currencies other than euros.

That means Bringin does not add its own percentage FX markup when the Visa transaction needs currency conversion. The exchange rate applied through the card network can still determine the final euro amount, and a merchant or ATM can offer its own dynamic currency conversion.

For travel, it is usually better to review the amount in the local currency rather than accepting an optional merchant conversion without checking the rate. Also remember that converting Bitcoin into the euro balance used for spending has separate Bitcoin conversion pricing.

Bringin's public card FAQ currently lists standard card-payment limits of €10,000 per day and €15,000 per month. Cash-withdrawal limits are listed at €350 per day and €3,000 per month.

Bringin notes that limits can depend on KYC verification level, so the figures shown in your own account should be treated as authoritative. Financial partners can also apply transaction-specific compliance controls.

For users planning a large purchase, the monthly card limit matters just as much as the daily figure. Likewise, ATM limits are separate from any fee allowance, so check both the withdrawal limit and the current ATM fee before relying on the card for cash access.

Yes. The physical Bringin Visa card supports ATM withdrawals, subject to the limits and fees shown for your account.

Bringin's latest published card terms list an ATM withdrawal fee of €2.50 per transaction across jurisdictions. This is more specific and newer than some older marketing pages that referenced free local ATM withdrawals, so the current legal pricing should be prioritised.

Bringin's public card FAQ lists standard withdrawal limits of €350 per day and €3,000 per month. The ATM operator may also add its own surcharge or currency conversion. Before confirming a withdrawal, check the machine's fee notice and the amount that will be charged.

Google Pay is supported directly for eligible Bringin cards. Bringin also lists Samsung Pay, Fitbit Pay and Garmin Pay among supported wallet options.

Direct Apple Pay support is still described on Bringin's dedicated card page as planned rather than fully live. Bringin says Apple Pay can currently be accessed through the Curve app for compatible users.

Because some Bringin marketing copy now mentions Apple Pay more broadly, the safest approach is to check the wallet options shown for the specific card in your app. If direct Apple Pay is essential, do not rely on a general promotional statement without confirming that enrolment is available for your card and region.

Bringin says the debit card is available to users aged 18 or over who meet its identity and residency requirements in supported European markets. Its card page lists the EEA countries, including the EU plus Iceland, Liechtenstein and Norway.

Bringin's wider platform also references Switzerland for some services, but card eligibility can be narrower than access to the app or Bitcoin features. Citizenship restrictions can also apply during onboarding.

Applicants must complete KYC for the vIBAN and card services. Bringin's self-custodial Lightning wallet can be used differently, but regulated fiat conversion, IBAN and card functionality require verification.

Bringin itself describes the service as built on MiCA-authorised infrastructure rather than claiming that UAB Bringin personally holds every licence involved in the product.

Its current materials say the crypto-asset infrastructure powering Bitcoin-to-euro services uses a MiCA-authorised Crypto-Asset Service Provider. Bringin's latest terms identify Lightspark Payments Europe as a partner involved in converting eligible virtual assets for the card account.

This wording matters. It is more accurate to say Bringin operates through MiCA-authorised partner infrastructure than to describe Bringin as a bank or assume every element of the app is licensed directly under Bringin's own name. Card, euro-account and crypto services can involve different regulated partners.

Yes. Bringin offers virtual and physical Visa debit cards. The virtual card can be created for online and supported mobile-wallet payments, while the physical card adds conventional point-of-sale and ATM use.

Bringin's current terms list the first virtual and first physical card as fee-waived for qualifying Pro subscribers. Additional virtual cards cost €1 and additional physical cards €5. Standard physical-card delivery is currently listed at €2.50, with faster delivery options available at higher prices.

Bringin v2 also supports multiple card use cases, so users can separate different spending flows rather than relying on one card credential for everything.

Download or open Bringin, create an account and complete the identity verification required for its euro account and card services. Once eligible, open the card section and select the available virtual or physical Visa option.

Bringin's card access is currently associated with its Pro subscription, advertised at €3.49 per month when paid annually. After the card is active, you can fund the related euro balance through SEPA or convert Bitcoin sent on-chain or by Lightning.

Before ordering a physical card, review the current delivery charge and availability for your residence. Card eligibility can differ from general access to Bringin's Bitcoin wallet.

Bringin publishes support@bringin.xyz as its main support email and also directs users to its official Telegram support route from product pages.

For a card issue, include the merchant, amount, date and any error message without sending full card credentials. For Bitcoin or Lightning funding problems, keep the transaction ID, payment hash or network details available so support can identify the transfer.

Never share a seed phrase or private key with anyone claiming to be Bringin support. The Bitcoin wallet is designed around self-custody, so those credentials control the funds. Use only links from the official Bringin website or app when contacting the team.