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Updated for July 2026
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Blackcatcard

#73
MastercardDebit
Blackcatcard card

A no-monthly-fee Euro debit card with modest cashback options and a personal IBAN, but a steep 3% FX fee and custodial crypto holding make it a narrow fit for EUR-spending Europeans only.

Get Blackcatcard

Availability

Available nowComing soon

Rewards rate

Up to 0.5%

FX fee

3%

Savings

0.0

Availability

30 countries

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All about Blackcatcard

Blackcatcard card

Main perks

Monthly feeNone
CashbackUp to 0.5%
FX fee3%
Savings0.0
ATM fee1%
Currencies4
Supported countries30

Bonus offers

the physical card

Rewards

Base cashback (all purchases)0.1%
Cashback cap (base tier)100 EUR/month
Higher cashback rate0.5% (requires 300 EUR balance)
Amazon cashback2% (capped at 50 EUR/month)
Balance interest2.2% p.a. (no requirements)
Crypto rewards

Pros

  • No monthly fee
  • Personal IBAN included
  • Unlimited daily spend
  • Available in 30 European countries

Cons

  • Custodial
  • 3% FX fee on non-EUR transactions
  • 2.1% crypto conversion fee
  • ATM withdrawals cost 1%
  • 15 EUR inactivity fee
  • 0.5% cashback requires 300 EUR minimum balance
  • No physical or virtual card details confirmed
  • Card valid only 3 years