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Updated for August 2026

CoinJar vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

CoinJar#1
MastercardCrypto
•••• ••••
Cashback
None
Monthly fee
None
Our score
1.3
Get CoinJar
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose CoinJar if…

you want a no-fee crypto card with solid everyday value.

None cashbackNo monthly fee1.3★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
CCoinJar Card
vs.Crypto.com logoCrypto.com Obsidian

All about CoinJar Card

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Get CoinJar Card

Crypto.com Obsidian

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Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackNone
FX fee2.99%
SavingsNone
ATM fee1%
Currencies1
Supported countries1
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
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Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

1 point per A$1 spent
Points worth about A$0.01 each
Redeemable for crypto or gift cards
Points offset the 1% purchase fee
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly or annual fees
  • Free physical card
  • Instant digital card
  • Supports Apple Pay & Google Pay
  • 60+ cryptocurrencies as spend account
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
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Cons

  • Available only in Australia
  • 1% fee on every purchase
  • 2.99% foreign transaction fee
  • A$27.50 transaction dispute fee
  • Custodial wallet (no self-custody)
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
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Options to CoinJar

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card