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Updated for August 2026

Coinbase Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Coinbase Card#1
VisaDebit
Coinbase Card card
Cashback
None
Monthly fee
None
Our score
2.5
Get Coinbase Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Coinbase Card if…

you want our top-rated pick here — it scores 2.5/5 with our editors.

None cashbackNo monthly fee2.5★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Coinbase Card logoCoinbase Card
vs.Crypto.com logoCrypto.com Obsidian

All about Coinbase Card

Coinbase Card card
Get Coinbase Card

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackNone
FX fee2.49%
Savings0.0
ATM fee1.5%
Currencies236
Supported countries31
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

the physical card

No current bonus offer.

—

Rewards

Cash cashback
Crypto rewards
Points or miles
Staking rewards
In-app promosOccasional, not guaranteed
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee
  • No inactivity fee
  • 200-plus supported crypto assets
  • Apple Pay supported
  • 31 European countries covered
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • 4% crypto conversion fee on every purchase
  • 2.49% FX fee on non-euro transactions
  • 1.5% ATM withdrawal fee
  • No cashback or rewards
  • Custodial
  • No IBAN or bank account
  • Virtual or physical card details not confirmed
  • Daily spend capped at 2,500 EUR
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Coinbase Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card