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Updated for July 2026
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Ready Card

#47
MastercardDebit
Ready Card card

Ready Card is a non-custodial Mastercard with genuine self-custody credentials and a points system that can reach 3%, but the full rate requires a paid tier plus extra hoops most users will not clear.

Get Ready Card

Availability

Available nowComing soon

Rewards rate

Up to 3%

FX fee

1%

Savings

0.0

Availability

51 countries

Ready Card logoReady Card

All about Ready Card

Ready Card card

Main perks

Monthly feeNone
CashbackUp to 3%
FX fee1%
Savings0.0
ATM fee2%
Currencies10
Supported countries51

Bonus offers

15 USD bonus

Rewards

Cashback rate (Lite tier)0%
Ready Points (Metal, typical)~1%
Ready Points (Metal + boost)Up to 3%
Welcome bonus
Points cap
Direct cash redemption
Hotel travel perks (Metal)

Pros

  • Non-custodial self-custody
  • 55 blockchains supported
  • No monthly fee on Lite tier
  • Free virtual card
  • Points with no stated cap on Metal

Cons

  • 0% rewards on free Lite tier
  • 3% rate requires Metal ($10/month) plus boost
  • Boost needs 2 referrals or top-100 usage ranking
  • 1% FX fee on Lite tier
  • 2% fee on all ATM withdrawals
  • Physical card costs $7 on Lite tier
  • No IBAN
  • No third-party deposits
  • Daily ATM limit $500