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Updated for August 2026
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PayPal Debit Card

#1
MastercardDebit
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The PayPal Debit Mastercard spends your PayPal balance with no monthly fee, no minimum and no credit check, earning 5% back as points on one category you pick each month up to $1,000 of spending. ATM withdrawals are free at US MoneyPass machines. The catch: international transactions cost 2.5%, rewards come as points rather than cash, and it is US only.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — Not availableAustralia — Not availableSerbia — Not availableBelgium — Not availableGhana — Not availableBulgaria — Not availableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — Not availableGermany — Not availableSomalia — Not availableDenmark — Not availableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — Not availableSenegal — Not availableSpain — Not availableFinland — Not availableFrance — Not availableUnited Kingdom — Not availableGreenland — Not availableGreece — Not availableBosnia & Herzegovina — Not availableHungary — Not availableIreland — Not availableIndia — Not availableIraq — Not availableIran — Not availableIceland — Not availableItaly — Not availableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — Not availableLatvia — Not availableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — Not availableNorway — Not availableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — Not availablePortugal — Not availableParaguay — Not availableRomania — Not availableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — Not availableCroatia — Not availableSlovakia — Not availableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — AvailableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 5%

FX fee

2.5%

Savings

None

Availability

1 country

PPayPal Debit Card

All about PayPal Debit Card

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Main perks

Monthly feeNone
CashbackUp to 5%
FX fee2.5%
SavingsNone
ATM feeFree at MoneyPass, $2.50 elsewhere
Currencies1
Supported countries1
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Bonus offers

No current bonus offer.

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Rewards

Category rewards5%
Monthly rewards cap$1,000 spend
US purchasesNo fee
International transactions2.5%
MoneyPass ATMFree
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Pros

  • 5% back on a category you choose each month
  • No monthly fees or minimum balance
  • Free ATM withdrawals at US MoneyPass
  • Direct deposit up to two days early
  • Pass-through FDIC insurance via Program Banks
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Cons

  • 2.5% international transaction fee
  • $2.50 at non-MoneyPass ATMs
  • Rewards capped at $1,000 monthly spend
  • Rewards paid as points, not cash
  • US residents only
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Options to PayPal Debit Card

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