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Updated for August 2026
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MiniPay Card

#7
VisaDebit
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MiniPay's Visa card pays up to 5% back in digital gold or stablecoins, credited monthly, with zero deposit fees and your balance staying self-custodial until the moment you tap. It is issued by Monavate under a Visa Europe licence with Gnosis Pay as programme manager. The catch: it is still early access rather than live, and there is no physical card.

Get MiniPay Card

Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — Not availableAustralia — Not availableSerbia — Not availableBelgium — Not availableGhana — Not availableBulgaria — Not availableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — Not availableGermany — Not availableSomalia — Not availableDenmark — Not availableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — Not availableSenegal — Not availableSpain — Not availableFinland — Not availableFrance — Not availableUnited Kingdom — Not availableGreenland — Not availableGreece — Not availableBosnia & Herzegovina — Not availableHungary — Not availableIreland — Not availableIndia — Not availableIraq — Not availableIran — Not availableIceland — Not availableItaly — Not availableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — Not availableLatvia — Not availableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — Not availableNorway — Not availableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — Not availablePortugal — Not availableParaguay — Not availableRomania — Not availableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — Not availableCroatia — Not availableSlovakia — Not availableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 5%

FX fee

—

Savings

None

Availability

Coming soon

MMiniPay Card

All about MiniPay Card

Drop video / image
Get MiniPay Card

Main perks

Monthly feeNone
CashbackUp to 5%
FX fee—
SavingsNone
ATM fee—
Currencies3
Supported countries—
—

Bonus offers

No current bonus offer.

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Rewards

CashbackUp to 5%
Paid inDigital gold or stablecoins
CreditedMonthly
Deposit fees$0
Physical card
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Pros

  • Up to 5% cashback
  • Zero deposit fees
  • Self-custodial until you tap
  • Apple Pay and Google Pay
  • Issued by FCA and Bank of Lithuania regulated EMIs
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Cons

  • Early access waitlist, not yet live
  • No physical card
  • Cashback paid in gold or stablecoins, not cash
  • FX and ATM fees not published
  • Card fee not stated
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Options to MiniPay Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card