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Updated for July 2026
Fold logo

Fold Card

#64
VisaPrepaid
Fold Card card

Fold Card delivers Bitcoin rewards but only for paying subscribers. The spin-to-earn mechanic is novel, but free-tier users earn nothing. Best for US Bitcoin fans willing to pay for perks.

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Availability

Available nowComing soon

Rewards rate

Up to 1.5%

FX fee

3%

Savings

0.0

Availability

1 country

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All about Fold Card

Fold Card card
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Main perks

Monthly feeNone
CashbackUp to 1.5%
FX fee3%
Savings0.0
ATM fee—
Currencies2
Supported countries1
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Bonus offers

12 USD bonus

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Rewards

Base cashback rate0%
Paid-plan cashback (travel, dining, entertainment)1.5% BTC
Paid-plan cashback (all other purchases)0.5% BTC
Spin reward mechanic
Welcome bonus$12 USD
Reward assetBitcoin only
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Pros

  • No monthly fee on base tier
  • No physical or virtual card cost
  • Apple Pay supported
  • Personal US bank account linkable
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Cons

  • 0% cashback on free tier
  • Paid plan costs $10/month to unlock any cashback
  • Rewards capped at 1.5% even on paid plan
  • 1.5% conversion cost on free tier
  • 3% foreign transaction fee
  • $5 inactivity fee
  • Bitcoin rewards only, no other assets
  • US only
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Options to Fold Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card