MyCardCompareMyCardCompare
Updated for August 2026

Brighty Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Brighty Card#1
MastercardDebit
Brighty Card card
Cashback
Up to 1.75%
Monthly fee
None
Our score
3
Get Brighty Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Brighty Card if…

you want our top-rated pick here — it scores 3/5 with our editors.

Up to 1.75% cashbackNo monthly fee3★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Brighty Card logoBrighty Card
vs.Crypto.com logoCrypto.com Obsidian

All about Brighty Card

Brighty Card card
Get Brighty Card

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackUp to 1.75%
FX fee2%
Savings0.0
ATM fee—
Currencies18
Supported countries36
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Base cashback rate1%
Monthly cashback cap (free plan)$20
Cashback currencyUSDC
Category cashback boost
Welcome bonus
Staking rewards
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee on free plan
  • No inactivity fee
  • Free virtual card
  • IBAN and bank account included
  • 15,000 EUR daily spend limit
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • Custodial
  • 2% FX fee on non-euro transactions
  • 1.4% auto-conversion fee
  • $20/month cashback cap on free tier
  • Physical card costs €15
  • Higher cashback rates require paid plan (€9 or €18/month)
  • 350 EUR daily ATM limit
  • No third-party deposits
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Brighty Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card