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Updated for August 2026

Blackcatcard vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Blackcatcard#1
MastercardDebit
Blackcatcard card
Cashback
Up to 0.5%
Monthly fee
None
Our score
1.9
Get Blackcatcard
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Blackcatcard if…

you want a no-fee debit card with solid everyday value.

Up to 0.5% cashbackNo monthly fee1.9★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Blackcatcard logoBlackcatcard
vs.Crypto.com logoCrypto.com Obsidian

All about Blackcatcard

Blackcatcard card
Get Blackcatcard

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackUp to 0.5%
FX fee3%
Savings0.0
ATM fee1%
Currencies4
Supported countries30
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

the physical card

No current bonus offer.

—

Rewards

Base cashback (all purchases)0.1%
Cashback cap (base tier)100 EUR/month
Higher cashback rate0.5% (requires 300 EUR balance)
Amazon cashback2% (capped at 50 EUR/month)
Balance interest2.2% p.a. (no requirements)
Crypto rewards
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee
  • Personal IBAN included
  • Unlimited daily spend
  • Available in 30 European countries
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • Custodial
  • 3% FX fee on non-EUR transactions
  • 2.1% crypto conversion fee
  • ATM withdrawals cost 1%
  • 15 EUR inactivity fee
  • 0.5% cashback requires 300 EUR minimum balance
  • No physical or virtual card details confirmed
  • Card valid only 3 years
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Blackcatcard

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card