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Updated for August 2026

Bitrefill Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Bitrefill Card#1
VisaDebit
Bitrefill Card card
Cashback
None
Monthly fee
None
Our score
2.9
Get Bitrefill Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Bitrefill Card if…

you want our top-rated pick here — it scores 2.9/5 with our editors.

None cashbackNo monthly fee2.9★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Bitrefill Card logoBitrefill Card
vs.Crypto.com logoCrypto.com Obsidian

All about Bitrefill Card

Bitrefill Card card
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Crypto.com Obsidian

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Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackNone
FX fee0%
Savings0.0
ATM fee—
Currencies6
Supported countries27
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

5 USD bonus

No current bonus offer.

—

Rewards

Cashback
Welcome bonus5 USD one-time
Staking rewards
Points or crypto-back
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • 0% FX fee on purchases
  • No monthly fee
  • 10,000 EUR daily spend limit
  • 27 European countries supported
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • 2.49% crypto-to-EUR conversion fee
  • 10 EUR inactivity fee
  • No cashback or rewards
  • No ATM withdrawals
  • No virtual card option
  • No IBAN or bank account
  • Manual preload required, no auto-conversion
  • Europe only
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Bitrefill Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card