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Updated for August 2026

Bitpanda Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Bitpanda Card#1
VisaDebit
Bitpanda Card card
Cashback
Up to 2%
Monthly fee
None
Our score
2.7
Get Bitpanda Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Bitpanda Card if…

you want our top-rated pick here — it scores 2.7/5 with our editors.

Up to 2% cashbackNo monthly fee2.7★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Bitpanda Card logoBitpanda Card
vs.Crypto.com logoCrypto.com Obsidian

All about Bitpanda Card

Bitpanda Card card
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Crypto.com Obsidian

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Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackUp to 2%
FX fee2.5%
Savings0.0
ATM fee—
Currencies243
Supported countries26
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Cashback rate (default, no BEST held)
Cashback paid in BTCBTC only
Free ATM withdrawals (default)
Welcome bonus
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee
  • No inactivity fee
  • Hundreds of supported cryptocurrencies
  • Apple Pay supported
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • Custodial
  • 2.99% auto-conversion fee on every spend
  • 2.5% FX fee at default tier
  • Zero cashback without BEST token holdings
  • 2% cashback requires 50,000 BEST stake
  • ATM withdrawals not free at base level
  • Daily ATM limit of 350 EUR
  • No personal IBAN or bank account
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Bitpanda Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card