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Updated for August 2026

Bit2Me Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Bit2Me Card#1
MastercardDebit
Bit2Me Card card
Cashback
Up to 9%
Monthly fee
None
Our score
3.9
Get Bit2Me Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Bit2Me Card if…

you want the highest cashback in this matchup — earn up to 9% back on everyday spend.

Up to 9% cashbackNo monthly fee3.9★ rating

Choose Crypto.com if…

you want a no-fee prepaid card with solid everyday value.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Bit2Me Card logoBit2Me Card
vs.Crypto.com logoCrypto.com Obsidian

All about Bit2Me Card

Bit2Me Card card
Get Bit2Me Card

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackUp to 9%
FX fee2%
Savings0.0
ATM fee2%
Currencies14
Supported countries37
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
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Bonus offers

15 EUR bonus

No current bonus offer.

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Rewards

Cashback rate (Level 1 default)0.25%
Monthly cashback cap (Level 1)7.50 EUR
Cashback currencyB2M token only
Welcome bonus
Cash cashback
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee
  • No inactivity fee
  • Apple Pay supported
  • 9% cashback ceiling for B2M stakers
  • 13 supported cryptocurrencies
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
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Cons

  • 1.2% auto-conversion fee on every spend
  • 2% FX fee on non-EUR transactions
  • ATM withdrawals cost 2%
  • Entry cashback capped at 7.50 EUR per month
  • Cashback paid in B2M, not cash
  • Top rates require large B2M holdings
  • Daily ATM limit 300 EUR
  • Custodial
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
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Options to Bit2Me Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardW logoWirex CardDebit$0Up to 8%4.7View card