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Updated for August 2026

Belo vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Belo#1
MastercardPrepaid
•••• ••••
Cashback
Monthly fee
None
Our score
1.5
Get Belo
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Belo if…

you want a no-fee prepaid card with solid everyday value.

— cashbackNo monthly fee1.5★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
BBelo
vs.Crypto.com logoCrypto.com Obsidian

All about Belo

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Crypto.com Obsidian

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Main perks

Monthly feeNone
Cashback
FX fee
SavingsNone
ATM fee
Currencies6
Supported countries1
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29

Bonus offers

No current bonus offer.

No current bonus offer.

Rewards

Card request and activationFree
Maintenance$0
Pay with pesos, USD, USDT, USDC, BTC or ETH
Virtual and physical cards
Published cashback rate
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent

Pros

  • Free to request and activate
  • No maintenance cost
  • Physical card in under three days
  • Choose which currency pays first
  • Virtual and physical cards
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support

Cons

  • Available only to Argentine users
  • No cashback rate published
  • FX fees not published
  • ATM fees not published
  • Balance required before paying
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only

Options to Belo