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Updated for August 2026

Banxe Card vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Banxe Card#1
MastercardDebit
Banxe Card card
Cashback
Up to 2%
Monthly fee
None
Our score
2.9
Get Banxe Card
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose Banxe Card if…

you want our top-rated pick here — it scores 2.9/5 with our editors.

Up to 2% cashbackNo monthly fee2.9★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Banxe Card logoBanxe Card
vs.Crypto.com logoCrypto.com Obsidian

All about Banxe Card

Banxe Card card
Get Banxe Card

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackUp to 2%
FX fee1%
Savings0.0
ATM fee2%
Currencies368
Supported countries1
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
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Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Cashback rate2% on all spend
Monthly cashback cap50 GBP
Staking required
Bonus categories
Welcome bonus
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • No monthly fee
  • 2% cashback, no staking needed
  • Unlimited daily spend
  • Free physical and virtual card
  • Apple Pay supported
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • Cashback capped at 50 GBP per month
  • 1.4% crypto-to-GBP conversion fee
  • 1% FX fee on non-GBP transactions
  • ATM withdrawals cost 2%
  • No free ATM tier
  • Custodial
  • UK only
  • No IBAN or personal bank account
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to Banxe Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card