MyCardCompareMyCardCompare
Updated for August 2026

ARQ Business vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

ARQ Business#1
MastercardBusiness
ARQ Business card
Cashback
None
Monthly fee
None
Our score
2.4
Get ARQ Business
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com

The bottom line

Choose ARQ Business if…

you want our top-rated pick here — it scores 2.4/5 with our editors.

None cashbackNo monthly fee2.4★ rating

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
ARQ Business logoARQ Business Card
vs.Crypto.com logoCrypto.com Obsidian

All about ARQ Business Card

ARQ Business Card card
Get ARQ Business Card

Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Main perks

Monthly feeNone
CashbackNone
FX feeInterbank rate
SavingsNone
ATM fee—
Currencies2
Supported countries3
Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Conversion rateInterbank
Per-card spend limits
Bulk payouts
Cashback
Published card fees
Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
—

Pros

  • Corporate cards for teams
  • Real-time spend controls
  • USD and EUR business accounts
  • Bulk payouts to contractors
  • Institutional conversion rates
  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
—

Cons

  • Card fees not published
  • No cashback on corporate cards
  • Built for three countries
  • Requires a business account
  • Pricing only visible after signup
  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
—

Options to ARQ Business

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card