Annual fee
$20
Rewards rate
None
Monthly fee
$20/year
Funding
USD
Bottom line
Avici Signature is the upper tier of Avici's secured Visa credit card, backed by crypto you hold in self-custody. It waives every ATM charge, carries Visa Signature travel benefits, and applies no transaction fees or currency markup. The catch: $30 for the first year and $20 annually after, plus $75 for the physical card, and Europe is not covered.
Signature earns its fee in one place: ATM withdrawals are free, where Platinum charges $1 plus 0.65% and $0.60 for declines. If you take cash out regularly the $20 a year pays for itself; if you never do, Platinum does the same job for nothing.
Avici Signature is the higher tier of Avici's secured Visa credit card, funded by crypto held in a self-custody smart wallet with passkeys. The virtual card costs $30 for the first year and $20 annually after; the physical card is $75 with $20 a year from the second year. Delivery is free and untracked in three to four weeks, or priority for $50 internationally and $15 in the US.
There is no cashback. Avici charges no transaction fees and no currency markup, though Visa may add 0.4% to 1% on non-USD spending. Signature's advantage over Platinum is at the cash machine: no withdrawal fee, no declined transaction fee and no balance enquiry fee, against $1 plus 0.65% and $0.60 charges on Platinum. Daily ATM limits are the same at $250 across three withdrawals.